*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--primary: #06268b;--accent: #1b99fe;--text: #333333;--white: #ffffff;--light-gray: #f5f5f5;--dark-bg: #0a1628;--container: 1200px;--header-height: 80px}html{scroll-behavior:smooth}body{font-family:Roboto,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:var(--text);line-height:1.7;font-size:16px;font-weight:400;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:var(--primary);text-decoration:none;transition:color .3s}a:hover{color:var(--accent)}h1,h2,h3,h4,h5,h6{color:var(--primary);line-height:1.3;font-weight:700}h1{font-size:42px}h2{font-size:32px}h3{font-size:24px}h4{font-size:20px}.container{max-width:var(--container);margin:0 auto;padding:0 20px}.btn{display:inline-block;padding:12px 30px;border-radius:4px;font-size:15px;font-weight:500;cursor:pointer;transition:all .3s ease;border:2px solid transparent;text-align:center;white-space:nowrap}.btn-primary{background:var(--accent);color:var(--white);border-color:var(--accent)}.btn-primary:hover{background:var(--primary);border-color:var(--primary);color:var(--white)}.btn-outline{background:transparent;color:var(--primary);border-color:var(--primary)}.btn-outline:hover{background:var(--primary);color:var(--white)}.btn-white{background:var(--white);color:var(--primary);border-color:var(--white)}.btn-white:hover{background:transparent;color:var(--white)}.top-bar{background:var(--primary);color:var(--white);font-size:13px;padding:8px 0}.top-bar-inner{display:flex;justify-content:space-between;align-items:center}.top-bar a{color:var(--white)}.top-bar a:hover{opacity:.8}.top-bar .separator{margin:0 10px;opacity:.5}.top-bar-right{display:flex;align-items:center}.social-icons{display:flex;gap:10px;margin-left:10px}.social-icons a{display:flex;align-items:center}.header{background:var(--white);position:sticky;top:0;z-index:1000;box-shadow:0 2px 10px #00000014;transition:all .3s ease}.header.scrolled{box-shadow:0 4px 20px #0000001f}.header-inner{display:flex;align-items:center;justify-content:space-between;height:var(--header-height)}.logo img{height:45px;width:auto}.nav{display:flex;align-items:center;gap:10px}.nav-list{display:flex;list-style:none;gap:0}.nav-list>li>a{padding:10px 14px;font-size:14px;font-weight:500;color:var(--text);display:block;transition:color .3s}.nav-list>li>a:hover{color:var(--accent)}.header-cta{padding:10px 20px;font-size:13px;margin-left:10px}.has-dropdown{position:relative}.dropdown{position:absolute;top:100%;left:0;background:var(--white);box-shadow:0 8px 30px #0000001a;border-radius:0 0 8px 8px;min-width:200px;list-style:none;opacity:0;visibility:hidden;transform:translateY(10px);transition:all .3s ease;z-index:100}.has-dropdown:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0)}.dropdown li a{display:block;padding:10px 20px;font-size:14px;color:var(--text);border-bottom:1px solid #f0f0f0}.dropdown li:last-child a{border-bottom:none}.dropdown li a:hover{background:var(--light-gray);color:var(--accent)}.hamburger{display:none;background:none;border:none;cursor:pointer;flex-direction:column;gap:5px;padding:10px;z-index:1001}.hamburger span{display:block;width:26px;height:3px;background:var(--primary);border-radius:2px;transition:all .3s ease}.hamburger.active span:nth-child(1){transform:rotate(45deg) translate(5px,6px)}.hamburger.active span:nth-child(2){opacity:0}.hamburger.active span:nth-child(3){transform:rotate(-45deg) translate(5px,-6px)}.footer{background:var(--dark-bg);color:#fffc;padding:60px 0 0}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}.footer-logo{margin-bottom:16px}.footer h4{color:var(--white);font-size:18px;margin-bottom:16px}.footer ul{list-style:none}.footer ul li{margin-bottom:8px}.footer ul a{color:#ffffffb3;font-size:14px}.footer ul a:hover{color:var(--white)}.footer p{font-size:14px;margin-bottom:8px}.footer p a{color:#fffc}.footer p a:hover{color:var(--white)}.footer-social{display:flex;gap:12px;margin-top:16px}.footer-social a{color:#ffffffb3}.footer-social a:hover{color:var(--accent)}.footer-bottom{text-align:center;padding:20px 0;font-size:13px;color:#ffffff80}.section{padding:80px 0}.section-gray{background:var(--light-gray)}.section-dark{background:var(--dark-bg);color:var(--white)}.section-dark h2,.section-dark h3{color:var(--white)}.section-header{text-align:center;max-width:700px;margin:0 auto 50px}.section-header h2{margin-bottom:16px}.section-header p{color:#666;font-size:17px}.page-banner{background:var(--primary);padding:60px 0;text-align:center;position:relative;overflow:hidden}.page-banner:before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,var(--primary) 0%,#0a3fa8 100%);opacity:.9}.page-banner .container{position:relative;z-index:1}.page-banner h1{color:var(--white);font-size:38px;margin-bottom:10px}.page-banner .breadcrumb{color:#ffffffb3;font-size:14px}.page-banner .breadcrumb a{color:#fffc}.page-banner .breadcrumb a:hover{color:var(--white)}.card{background:var(--white);border-radius:12px;overflow:hidden;box-shadow:0 4px 20px #00000014;transition:transform .3s ease,box-shadow .3s ease}.card:hover{transform:translateY(-4px);box-shadow:0 8px 30px #0000001f}.card img{width:100%;aspect-ratio:16/10;object-fit:cover}.card-body{padding:24px}.card-body h3{font-size:20px;margin-bottom:10px}.card-body p{font-size:15px;color:#666;margin-bottom:16px}.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:30px}.faq-item{border:1px solid #e0e0e0;border-radius:8px;margin-bottom:12px;overflow:hidden}.faq-question{padding:18px 24px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-weight:500;font-size:16px;color:var(--primary);background:var(--white);transition:background .3s}.faq-question:hover{background:var(--light-gray)}.faq-question:after{content:"+";font-size:24px;font-weight:300;transition:transform .3s;flex-shrink:0;margin-left:16px}.faq-item.open .faq-question:after{content:"-"}.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease,padding .3s ease}.faq-item.open .faq-answer{max-height:500px;padding:0 24px 18px}.faq-answer p{color:#555;font-size:15px;line-height:1.7}.check-list{list-style:none;padding:0}.check-list li{padding:8px 0 8px 30px;position:relative;font-size:15px}.check-list li:before{content:"";position:absolute;left:0;top:14px;width:18px;height:18px;background:var(--accent);border-radius:50%;opacity:.2}.form-group{margin-bottom:20px}.form-group label{display:block;margin-bottom:6px;font-weight:500;font-size:14px;color:var(--text)}.form-group input,.form-group textarea,.form-group select{width:100%;padding:12px 16px;border:1px solid #ddd;border-radius:6px;font-size:15px;font-family:inherit;transition:border-color .3s;background:var(--white)}.form-group input:focus,.form-group textarea:focus,.form-group select:focus{outline:none;border-color:var(--accent)}.form-group textarea{resize:vertical;min-height:120px}.video-embed{position:relative;padding-bottom:56.25%;height:0;overflow:hidden;border-radius:12px;margin:20px 0}.video-embed iframe{position:absolute;top:0;left:0;width:100%;height:100%}.cta-section{background:linear-gradient(135deg,var(--primary) 0%,#0a3fa8 100%);padding:60px 0;text-align:center}.cta-section h2{color:var(--white);margin-bottom:12px}.cta-section p{color:#ffffffd9;margin-bottom:24px;font-size:17px}@media(max-width:1024px){.grid-4,.footer-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:768px){h1{font-size:30px}h2{font-size:26px}.section{padding:50px 0}.top-bar-left span:not(.separator):last-child{display:none}.top-bar-inner{font-size:12px}.top-bar .separator:last-of-type{display:none}.hamburger{display:flex}.nav{position:fixed;top:0;right:-300px;width:280px;height:100vh;background:var(--white);flex-direction:column;padding:80px 20px 30px;box-shadow:-5px 0 30px #00000026;transition:right .3s ease;overflow-y:auto;align-items:stretch}.nav.open{right:0}.nav-list{flex-direction:column;gap:0}.nav-list>li>a{padding:12px 0;border-bottom:1px solid #f0f0f0;font-size:15px}.dropdown{position:static;box-shadow:none;opacity:1;visibility:visible;transform:none;display:none;padding-left:16px}.has-dropdown.open .dropdown{display:block}.header-cta{margin:16px 0 0;text-align:center}.grid-2{grid-template-columns:1fr;gap:30px}.grid-3,.grid-4{grid-template-columns:1fr;gap:20px}.footer-grid{grid-template-columns:1fr;gap:30px}.page-banner{padding:40px 0}.page-banner h1{font-size:28px}}@media(max-width:480px){h1{font-size:26px}h2{font-size:22px}.section{padding:40px 0}.btn{padding:10px 24px;font-size:14px}.top-bar-left{display:none}}